3,000+

BRIDGING

LOANS

 

 

550+

5 STAR

REVIEWS

 

 

15+

YEARS OF
SERVICE

 

 

3,000+

HAPPY
CUSTOMERS

 

 

Julie Livingstone

Gary James

"would recommend  five stars Zara pushed to get the loan over the line 100%  very  experienced and  worked  with me all the way to get completion

"Zara arranged my Bridging Loan with the minimum amount of fuss and was always their to take my call great service  from start to finish"

Bridging Terms

Property Types

Our Bridging Loan Offer

We offer to get you the best

Deals on Interest Rates & Deals

Guranteed Lowest Rates

Bridging Loan rates
Interest Rates From UK Lenders
80+ Lenders with over 500 Loans
Always the best deals

 

Amounts are From £25k to £10m
Terms can be for 1 week to 2 years
Interest from 4% pm

Loans  anywhere in the UK

Bridging Loan Rates

What is a Bridging Loan how are bridging loans calculated?

Compare All UK Bridging Loans

Enter A Loan Amount

Get Your Rates Now!

Bridging Loan.co.uk is a trading name of Top 10 finance Ltd is authorised by The Financial Conduct Authority (FCA) no 725234 The FCA   Think Carefully before securing debts against your home. Your property could be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. We are registered and comply with the Data Protection Act (1998). Registration No: Z2861884 Company registered in England number 06261373.  Privacy Policy

Start Here...

Call us 24/7 0800 138 6001

Compare Rates Now

What are Bridging Loans?

What is Bridging Loan is a financial product that is offered by financial institutions both high street lenders although they are cautious about who they will offer this type of finance too so it is mostly existing customers who would qualify for bridging loans, however there are many more lenders in the market, the term Bridging basically means bridge a gap in a funding requirement, this could be because you want to buy a house and you do not have a mortgage in place, or because a buyer and seller chain has broken, because you want to release some equity from one or more of some property you already own.

 

A Bridging Loan is also a short-term loan that is taken out when you cannot get funds from another source and you need to get quick funding it is stop-gap until you either sell a property or get additional funding to clear the bridging loan, Bridging Finance is not a long-term funding solution like a mortgage secured against a property so you will need to plan ahead to determine how the loan will be paid back once the term is complete, only in very rare circumstance will a lender want the loan to go over more than 18 months so you will need to be sure that the property you are selling is realistically priced or you are guaranteed funding will be coming in from an alternative source, bridging loans used to be only available from High street banks, however, this is no longer the case and well over 80 lenders now compete in this marketplace offering loans. Bridging loans are basically an emergency measure to access cash quickly when other finance is not available to you and should only ever be used if you are certain that you can repay the loan when it finally matures.

 

Since the property crash of 2008 many more people are using this type of finance particularly as prior to this interest rates used to be significantly higher as more and more lenders now compete to offer their finance rates have dropped significantly and can be little more than a traditional mortgage when the loan is a low loan to value.

 

The thing to remember with bridging finance is that it should give you a positive outcome and achieve what you are looking to do with it this could be securing a property at an attractive price because you can move quickly or release cash from a property you own to deal with a short-term funding requirement. You should always check out the best rates and deals and can also use our calculator to see what your costs are likely to be over the term of your loan

 

 

UK Bridging Loans are one of the UK’S leading bridging loan brokers and can search all of the loans on the market to source the perfect deal for your circumstances.

 

Contact us now to discuss your proposal and we can assure you of the very best advice and service, call us now 0800 138 6001 or use the contact form on this page to compare loans.

 

Compare Lenders Interest Rates & Deals

Residentail Flats & Houses
Commercial All Types
Semi-Commercial property

Land with or without PP

Target Property Finance is rated 4.90 stars by Reviews.co.uk based on 435 reviews